One model, three engines
Business Lines
Payroll-deduction loans, wholesale (second-tier) funding, and structured funding lines: a diversified portfolio managed with the same institutional discipline.
4.36MXN billion
total loan portfolio (2025)
21.4%CAGR
since 2014
6public securitizations
totaling more than MXN 9.5 billion issued
1,000,000+loans
granted to Mexican families
How we operate
Three Ways We Put Credit to Work in Mexico
Each line serves a different client — the end borrower, the intermediary that lends to them, and the established leasing company operating at scale — but all share the same origination, collections, and risk management standards.
Institutional credentials
A Rated, Verifiable Counterparty
Working with FIMUBAC means working with a counterparty with public credit ratings and securities listed on BIVA: rated by three agencies, with audited financial information available to anyone.
Fitch Servicer Rating: AAFC2-(mex)
Rated as a primary servicer of credit assets; upgraded in 2026.
Capital Markets Track Record
Six public portfolio securitizations, with a strong performance record on every issuance.
Metrics That Outperform the Industry
Leverage of 1.3x (industry: 3.2x) and loan loss reserve coverage above the industry average.
Corporate Governance That Works
A Board of Directors with independent members and eight committees that meet and make decisions collectively.
Let's Talk About Your Funding Line
Our team will review your business and structure a facility tailored to it — no one-size-fits-all terms.