#1 SOFOM in ASOFOM's national ranking · 7 consecutive years

Specialized Financing with Institutional Discipline.

Payroll-deduction loans, wholesale (second-tier) funding, and structured funding lines. A diversified model built on sound processes and a proven track record of managing high-quality loan portfolios.

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18years

in business since 2008

1,000,000+loans

granted to Mexican families

6public securitizations

of loan portfolios

AAA

local-scale issuance ratings from Fitch, HR Ratings, and Moody's Local

Data as of October 2026; loans granted as of July 14, 2026.

Business lines

Three Ways We Put Credit to Work in Mexico

Credenz — Payroll-Deduction Loans

Payroll-deduction loans for government employees and retirees, repaid directly through payroll under agreements with government agencies. The business we were founded on — and still our largest.

Wholesale (Second-Tier) Funding

Funding lines for non-bank financial intermediaries that originate payroll-deduction loans. We pioneered this product in Mexico.

Structured Funding Lines

Institutional financing for leasing companies and tailor-made structured transactions.

Public ratings and certifications

Discipline, Independently Rated

Each rating is an independent assessment of our financial strength: how we manage risk, collect on our portfolio, and meet our commitments to investors. We are one of the few SOFOMs in Mexico with issuances rated AAA by three rating agencies, and we hold first place in ASOFOM's national ranking. Every figure is public and verifiable.